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Legal Documents

Review the legal agreements and notices that govern CredBlu's credit builder services. You sign these during enrollment and they remain available here for your reference.

Effective May 4, 2026

Credit as a Service (CaaS) Agreement

Version 1.0

Your enrollment agreement covering plan details, services provided, authorization to report, payment terms, data privacy, and cancellation policies for CredBlu's credit builder program.

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Terms and Conditions

Version 2.0

Complete terms governing your use of CredBlu services including acceptance criteria, payment terms, cancellation policy, refund policy, dispute resolution, and limitation of liability.

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Additional Notices & Disclosures

Version 1.0

Important regulatory notices including CROA, FCRA, ECOA, E-SIGN Act, GLBA, Patriot Act, SCRA disclosures, state-specific notices, and affiliate program disclosure.

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Questions about our legal documents?

Use our contact form for any questions about these agreements or your rights as a CredBlu client.